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XMR transaction can show up instantly once they are in the mempool, a user does not have to wait for a confirmation to see a transaction. Obviously there are uses where you want to wait for confirmations, but for the use case of sending money to friends it isn't necessary.

Fees are also in a similar range (0.01).



Using 0-conf is restricting usage to "friends only" which is a tiny subset of who you may want to send money too so I think you've already answered this.

Also moxie replied in his twitter about why not monero stating they wanted a "non custodial" integration, not sure what he means but you can ask him.




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