I wonder if there's a map which shows HOA-encumbered property. Anecdotally, when I searched for a large modern home around Seattle in 2020, there was vanishingly little on the market which was not HOA-encumbered, and so the choice was to accept that, or do and/or between: (i) Worse property for the money (space, finishes, lot, et al.); (ii) Worse neighborhood and area (crime stats, et al.); (iii) Worse commute because you're buying much further out.