Often you use a police report. My local police department is on an unofficial slowdown strike because they don't feel appreciated post-BLM. Possibly also because if they "forget" to file police reports or they "get lost in the system" then the official crime rate goes down. It took me over a month to get a police report I could send to insurance for a simple break in, and spent more of my labor by hourly wage trying to get that report than the cost insurance reimbursed.
Similar, but 6 or 7 years ago and with no discernible reason. The process of filing a police report and then compiling all the documentation required by insurance took longer and cost more by wage than I ultimately recovered through insurance.
I wish I could say it was still worth it because filing the report and providing the information about the theft gave the police additional info to use if they ever caught the thief, but nope. They didn't even want a copy of the video from the security cameras at the store in whose parking lot it happened. They made it acutely obvious that I was wasting their time by being there and that they had no interest whatsoever in doing what I naïvely thought was their job.
> Similar, but 6 or 7 years ago and with no discernible reason. The process of filing a police report and then compiling all the documentation required by insurance took longer and cost more by wage than I ultimately recovered through insurance.
How could it cost more? Are you counting the time spent compiling the documentation?
Often you use a police report. My local police department is on an unofficial slowdown strike because they don't feel appreciated post-BLM. Possibly also because if they "forget" to file police reports or they "get lost in the system" then the official crime rate goes down. It took me over a month to get a police report I could send to insurance for a simple break in, and spent more of my labor by hourly wage trying to get that report than the cost insurance reimbursed.